Debt collection legal protection insurance


It’s tiresome for companies when their customers or suppliers fail to pay. And more often than not, the tedious reminder processes that follow end with the amount having to be written off as bad debt. With debt collection legal protection insurance you have a strong partner at your side, ready to enforce your claims. This module can only be taken out as an optional extra to the corporate legal protection insurance BASIC.

Fortuna debt collection legal protection Insurance


Ensuring your invoices get paid

Debt collection legal protection insurance is designed for companies that don’t want to handle the process of collecting debts themselves. With the debt collection legal protection insurance, Fortuna takes care of the collection of your undisputed and non-periodic claims. What’s more, 15 credit assessments are included.



What is insured?

  • Collection of receivables
  • 15 credit assessments that check the liquidity of business partners, customers or suppliers

How you benefit

  • No deductible, no minimum amount in dispute
  • Fast, competent help from experienced legal experts and lawyers

How debt collection legal protection works


Real-life example

Despite being sent several reminders, a customer of Pay AG fails to pay the outstanding amount of CHF 1,000. Thanks to Fortuna’s intervention, the amount is transferred.


The insurance cover applies to cases of debt collection that relate to a debt that has been incurred during the term of the insurance contract and reported to Fortuna within this time period. A waiting period of 60 days from the start of the contract applies. The waiting period does not apply if the same risk was insured by a previous insurer and if the insurance transition occurs without interruption. When the contract comes to an end, the insurance is renewed automatically for one year at a time unless cancelled one month beforehand.

Debt collection legal protection insurance has a maximum insured amount of CHF 50'000 per debt collection case and provides up to 15 credit assessments a year.


Cover applies throughout Switzerland. 

Your company and the operating activities of the co-insured companies and subsidiaries listed in your policy.

The premium is based on your company’s operations, revenue, total payroll and number of employees.

Additional MODULES

We offer a range of modules that can be added to corporate legal protection insurance BASIC as optional extras. You are free to choose whichever modules your company most needs to extend its basic cover. In addition to debt collection legal protection insurance, the following insurance modules are available:

Supplements your basic insurance by providing extensive worldwide cover in contract disputes. For all companies wishing to protect themselves against the legal and financial risks that may arise in disputes with customers and suppliers.

For companies that use vehicles commercially and wish to insure themselves against disputes involving vehicles and road traffic incidents anywhere in the world. Cover of up to CHF 1,000,000 per legal case for lawyers’ and court fees, expert opinions and other costs of proceedings.

For the owners and landlords of commercial premises who want to protect themselves against disputes involving properties, public planning laws and neighbours rights, or disputes with tenants as a landlord.

For companies that frequently use the internet and are seeking worldwide cover for disputes involving breaches of privacy (cyberbullying), credit card and identity theft (cybercrime), and disputes over domain names.

For companies wishing to obtain comprehensive, first-hand advice from a lawyer as their personal point-of-contact in all legal matters, regardless of what cover they hold.

Helpful documents