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Business inventory insurance


A company cannot function without its inventory – be that goods, machinery, office furnishings or tools. And if you have to replace these items due to damage, the costs can very quickly mount up. With business inventory insurance, you protect yourself against the high cost implications.

Generali business inventory insurance


Protect the things that enable you to work

With business inventory insurance, you comprehensively protect your company’s inventory against property damage and losses caused by fire, natural disasters, theft, water or glass breakage. All your equipment and your stock are protected.


The exact cover you need will vary greatly from company to company. That is why Generali's business inventory insurance can be flexibly structured and combined. We will be happy to advise you.



What is insured?

Your business inventory and your goods are insured against the risks of fire, water, burglary and glass breakage. In the event of a loss, we will pay you the replacement value of your inventory or the market value of your goods.



What add-ons are available?

You can flexibly supplement Generali’s business inventory insurance with various additional forms of cover, such as:

  • Malicious damage
  • All risks
  • Earthquakes
  • Vehicles as merchandise

How you benefit

  • Your entire business inventory is insured at replacement value
  • Combined discount when you take out multiple modules: attractive combined package with business inventory, business interruption and technical insurance is possible



Practical example

A fire breaks out in Sophie Dupont’s nail salon after a short circuit. It leaves a trail of devastation behind: the entire interior has been completely destroyed, and the partition walls belonging to the business need to be replaced. All the products in her store caught fire, too. However, thanks to her business inventory insurance, Sophie’s loss is limited.

Generali pays out:

  • The replacement value of her interior fittings
  • The market value of her products in stock


Generali also pays:

  • The costs of the clean-up work
  • For the partition walls, including installation


You can take out a contract for a period of one to five years.

Additional options

Protects your business against legal and financial risks in the event of disputes.

Protects your business against financial losses caused by business interruptions.

Protects your business against loss of revenue in the event of mechanical failures.

Protects your business against claims for damages in the event of accidents.