Hail, storms and flooding: We are powerless against the forces of nature. To minimise damage caused during a storm, it is vital to be properly prepared. We show you what you need to consider to protect yourself, your loved ones and your belongings.
The most important rules
- Move people and animals to safety.
- Close all windows, skylights and basement windows.
- Retract sun blinds and pull up roller shutters.
- Place vehicles under cover and put bicycles inside.
- Secure loose objects or put them away.
- Keep water drains, gutters and drains clear.
Get information in good time
The earlier you know about the imminent storm, the better. Obtaining information early enough is the vital key to preventing damage. It’s the only way to give you enough time to keep yourself, your loved ones and your home and garden safe. Various weather apps enable you to stay informed about current weather events by means of push messages.
Protecting buildings against storm damage
If a storm is approaching, you must act quickly. Whether it’s hail, wind or thunderstorms, pull up all sun blinds and close doors and windows. Make sure that rain gutters and water drains remain clear.
Prepare the garden for the storm
There are lots of loose objects in a garden. Loungers or trampolines may seem stable at first glance, but if they start to move they become dangerous projectiles. Make sure to secure them particularly well or bring them indoors.
Protect cars and bikes from the storm
Bicycles and cars should also be kept in the garage or in a hail-proof shelter. Under no circumstances park a car under a tree, as falling branches can severely damage the vehicle.
Generali tip: If, despite all precautions taken, damage has occurred, report the damage immediately to your motor, household or building insurance company and ask for instructions on how to proceed. Depending on the extent of the damage, an assessment will be made by a damage inspector. Make sure to take photographs of the damage before cleaning up and create a list of the damaged items.
